Elio Zannoni, 35, is the Executive Chef of Gusto 101, a busy Toronto restaurant. Elio’s job is all about being prepared. Elio used to be a spender, but now that he’s married he says he’s learned how to save. His financial goals include purchasing an income property and eventually a cottage. Elio loves his life and though he knows he can’t predict the future, he’s ready for whatever life brings his way.